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Insurance Requirements for Contracts

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Insurance Requirements for Contracts
Published on: 3/21/2012 12:00 AM


Following is a summary of insurance requirements typical of most contracts with the County of Nevada. The requirements of individual contracts may vary, depending on the nature of the work being performed. All required insurance must remain in full force and effect throughout the duration of the contract, and must be issued by a company with an A.M. Best rating of B+ or higher.

Commercial General Liability Insurance:

Proof of such insurance evidenced by a certificate of insurance with properly executed endorsements shall be provided. Coverage shall include the following:

a. Broad form coverage for liability for death or bodily injury to a person or persons, and for property damage, combined single limit coverage, in the minimum amount of $1,000,000.
b. An endorsement naming the County of Nevada and its officers, agents, employees and volunteers as additionally insured with respect to claims or suits arising from the services provided.
c. A provision that said insurance shall be primary and other insurance maintained by the County of Nevada shall be excess only and not contributing with Contractor’s insurance.
d. A provision that said insurance shall provide for thirty (30) days written notice to County of any termination or change in coverage protection, or reduction in coverage limits (except ten (10) days notice for non-payment of premium).

Automobile Liability Insurance: 


If the contractor at any time intends operate a vehicle in the course of providing services under the contract, the County shall be provided evidence of a Business Rated or Commercial Automobile Liability insurance policy, for each vehicle used including non-owned and hired automobiles. This insurance shall include the following provisions:

a. Liability protection for death or bodily injury to a person or persons, property damage, and uninsured and underinsured coverage, combined single limit coverage, in the minimum amount of $1,000,000.
b. An endorsement naming the County of Nevada and its officers, agents, employees and volunteers as an additional insured.
c. A provision that said insurance shall be primary and other insurance maintained by the County of Nevada shall be excess only and not contributing with Contractor’s insurance.
d. A provision that said insurance shall provide for thirty (30) days written notice to County of any termination or change in coverage protection, or reduction in coverage limits (except ten (10) days notice for non-payment of premium).

Worker's Compensation Insurance: 

A Worker’s Compensation insurance policy shall be maintained required by law, and County shall be provided proof of such insurance evidenced by a certificate of insurance, or other documentation acceptable to County.

Errors and Omissions (Professional Liability) Insurance:

This coverage is required for contracts with certain categories of professionals, such as where there is a risk of design errors or malpractice.  

 
Mary Ross
County Purchasing Agent
Purchasing

950 Maidu Avenue Suite 130
Nevada City, Ca 95959
Hours: 8am-5pm M-F
Phone: 530.265.1238
ncpurchasing@co.nevada.ca.us
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